Dorm Room InsuranceBy now, you’ve probably come to grips with the importance of obtaining personal property insurance for your belongings as you go off to college this fall. However, what’s the purpose of insurance coverage if you don’t actually recognize that something is gone? The idea that you won’t notice when something has gone missing might sound crazy, but it might be more common than you think!

As a student, your dorm room will literally be a “rotating door” for human activity. Therefore, the need for creating a checklist of all of your personal items is extremely important! Below we have listed the following tips that are meant to help you create the most effective Personal Property Checklist as you head into the school year!

Tip #1: Memorize property placement: I know you think that you already have all your property memorized since; after all, it’s only the size of a dorm room. But, don’t underestimate the necessity to create an accurate mental picture of your property. The smallest of items can come up missing without your recollection and leave you in a bind down the road, with no real leads. With that said, I would highly encourage you to do a couple of simple dorm walk-throughs per week to help you establish a precise representation of your belongings!

Tip #2: Take pictures of your personal property: On the surface, this may seem like overkill, but if memorization isn’t your strong suit… just take pictures! It’s that simple. Not only will this help you remember where you might have put specific items after moving in, but also will help you recognize what might be missing from your possession. I would recommend updating these pictures as frequently as possible, as you never know when something might be snatched or misplaced in the dorm setting.

Tip #3: Frequently update your inventory! I cannot emphasize this enough! Whether weekly, monthly or even prior to each semester, the importance of documenting when you’ve added to your room or removed an item is vital! With regularly inventory updates, you will be able to effortlessly monitor what items you currently have and how many of that item should be in your possession. This will help create little doubt in your mind when something has gone missing or might have been stolen, plus it will help you create timetables when this item might have gone missing.

While you’d like to trust that nothing will happen to your personal property, the reality is that no one is immune of potential dorm room theft. So, if you're looking for extra protection of your valuables and some added peace of mind, NSSI can help you out! We provide College Student Property Insurance for a number of items including electronic devices, clothing, computers, musical instruments, jewelry, bicycles, and more! We provide protection from financial loss against: theft, fire, natural disasters, vandalism, accidental damage, and power surge from lightning strike.