Student Personal Property Insurance: Avoid the Headache of Property Loss

As you prepare your student for high school graduation this Spring, you’re probably making a list of all the things to buy for college. Sure, you want to save money... but sometimes you have to spend a little to save a lot. That’s where NSSI comes in with student property insurance.

Now, just imagine if you had to replace all of those new college purchases out of your own pocket… not just the “Big Ticket Items” like Computers, Smartphones, Music Instruments, TVs and Gaming Systems. But all of the miscellaneous personal property you packed in those bags, boxes, and suitcases like cameras, Mp3 players, clothing, jewelry and classroom materials. It’s the little things that add up to the bulk of a loss. But don’t let them overwhelm you. Why not pay little now so you don’t have to pay a lot in the future?

NSSI covers most of the items a college student needs during the school year. Take a moment and think about the value of the items your student carries in their backpack alone – a laptop, iPad, cell phone, textbooks and more! The cost of these items adds up quickly for parents. And just think, can you afford to replace all these items if they get damaged or stolen? With NSSI, you don't have to worry! Residence hall advisers, faculty, and staff are eligible for coverage too! See below for a listing of the losses and items covered under our student property insurance policy.

Property Covered

Clothing:
coats, shoes, jeans, sweaters, shirts, purses, etc.

Furniture:
chairs, tables, sofas, beds, etc.

Sports equipment:
golf clubs, skis, skateboards, etc.

Linens:
sheets, towels, etc.

Textbooks:
school supplies, calculators, art supplies, etc.

Electrical:
DVD/Blu-ray players, TVs, refrigerators, microwaves, etc.

Musical instruments:
guitars, amps, violins, etc.

Photographic equipment:
cameras, lenses, etc.

Computers:
desktops, laptops, tablets, netbooks, software*, etc.

Jewelry*:
rings, watches, etc.

Bicycles*

Electronic devices:
smartphones, iPhones, MP3 players, game systems, etc.

Losses Covered

Accidental Damage

Cracked Screen

Fire & Flood

Natural Disasters

Spills & Liquid Submersion

Theft & Vandalism

Power Surge by Lightning

Don’t Know How Much Personal Property Insurance You Need?

Here’s Help from the Insurance Information Institute! KnowYourStuff.org