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Did you know?
Whether you’re living on campus or studying abroad, NSSI has you covered! From spilling coffee all over your laptop to dropping your smart phone in the parking lot, you’re covered wherever you go.
Did you know that NSSI covers more than just electronics? We cover everything from clothes to textbooks, even jewelry. So whether you accidentally flushed your great- grandmother’s ring or your roommate ran over that expensive business textbook, we’ve got you covered.
Do accidents seem to follow you wherever you go? Don’t worry, we can help! At NSSI we offer unlimited claims on damages to your personal property. Whether it’s a shattered laptop or a flattened smartphone, we’ve got you covered.
Got a dog that lives to destroy furniture? With coverage from NSSI, you can protect your personal property and enjoy your furry friends too. Our plans includes coverage for accidental pet damage. There are no products matching the selection.
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Property and Losses Covered
Student Personal Property Insurance: Avoid the Headache of Property Loss
College students have a lot of possessions. Between clothing, furniture, school supplies and electronics it can feel as if they’re bringing their entire lives with them. Have you thought about what you would happen if the dorm caught on fire? Or if your student got their book bag stolen with their expensive laptop and smartphone inside? Do you want to be responsible for the cost of replacing all those items?
A student property insurance policy from NSSI comes with a small price and a huge benefit. Take a look below to see all the property covered in our plans and to get your quote today!
Property Covered
Clothing:coats, shoes, jeans, sweaters, shirts, purses, etc.
Furniture:chairs, tables, sofas, beds, etc.
Sports equipment:golf clubs, skis, skateboards, etc.
Linens:sheets, towels, etc.
Textbooks:school supplies, calculators, art supplies, etc.
Electrical:DVD/Blu-ray players, TVs, refrigerators, microwaves, etc.
Musical instruments:guitars, amps, violins, etc.
Photographic equipment:cameras, lenses, etc.
Computers:desktops, laptops, tablets, netbooks, software*, etc.
Jewelry*:rings, watches, etc.
Bicycles*
Electronic devices:smartphones, iPhones, MP3 players, game systems, etc.
Losses Covered
Accidental Damage
Cracked Screen
Fire & Flood
Natural Disasters
Spills & Liquid Submersion
Theft & Vandalism
Power Surge by Lightning
• Accidental damage:** (i.e. liquid spills and cracked screens to electronics)
*Limited Coverage applies to certain items and locations. See the Special Provisions below.
**Accidental Damage only available on Policy Option 1.
30 day waiting period required on accidental damage claims (including spills, liquid submersion and cracked screens) for new enrollees.
Don’t Know How Much Personal Property Insurance You Need?
Here’s Help from the Insurance Information Institute! KnowYourStuff.org
Property Not Covered
Automobiles, motorcycles, boats, motors, aircraft or aircraft parts or any other type of motorized land vehicles or other conveyances or their accessories (including car stereos, GPS devices, etc.); transportation tickets or other tickets; salesmen’s samples; merchandise for sale or exhibit; money in currency or coin, evidences of debt, letters of credit, passport documents, notes, securities; animals; contact lenses; artificial teeth or limbs; keys and forms of identification (including student ID’s, driver’s license, etc.); firearms or ammunition; pharmaceuticals - prescription or over-the-counter medications; artwork - professional or amateur; antiques and collectibles.
Coverage Limitations
(1) Coverage for jewelry, watches, rings, and other items consisting of gold, silver, or platinum or furs is limited $1,000.00 for any one Loss.(2) Coverage for bicycles is limited to $1,000.00.
(3) Property in a personally owned automobile is covered, provided that the vehicle was locked and windows are fully closed at the time of theft and there was visible evidence of forced entry into the vehicle.
National Student Services, INC: College Student Property Insurance. NSSI has been family owned and operated since 1971. Based in Stillwater, Oklahoma, NSSI (National Student Services, Inc.) is a leader in providing college dorm personal property insurance.
