Whether you’re living on campus or studying abroad, NSSI has you covered! From spilling coffee all over your laptop to dropping your smart phone in the parking lot, you’re covered wherever you go.
Did you know that NSSI covers more than just electronics? We cover everything from clothes to textbooks, even jewelry. So whether you accidentally flushed your great- grandmother’s ring or your roommate ran over that expensive business textbook, we’ve got you covered.
Do accidents seem to follow you wherever you go? Don’t worry, we can help! At NSSI we offer unlimited claims on damages to your personal property. Whether it’s a shattered laptop or a flattened smartphone, we’ve got you covered.
Got a dog that lives to destroy furniture? With coverage from NSSI, you can protect your personal property and enjoy your furry friends too. Our plans includes coverage for accidental pet damage.
Frequently Asked Questions about NSSI Policies
Note: The descriptions are not intended to be a replacement for your actual plan language. For a full list of exclusions and conditions applicable to your plan, please refer to your policy booklet and if applicable, its state insert.
For questions regarding the purchase of a policy, please contact National Student Services, Inc. at 1-800-256-6774 or via email at [email protected]. For questions regarding claims, please call 1-800-256-6774.
Theft from your vehicle is covered, provided that if the vehicle was unattended, visible signs of forced entry into the vehicle are present, and the property is covered by the policy purchased. A police report is required to proceed with the claims process.
This would be the cost for you to purchase a comparable replacement at today’s market value. In some cases, your original property may no longer be available on the market. For this situation, the adjuster will issue payment for the next comparable model that is available.
We require claims to be submitted to us prior to any repairs. Independent repair estimates will not be accepted unless approved by the adjuster prior to submission. You will be contacted by your adjuster with instructions for repair once your claim has been received. A completed unauthorized repair may void your claim.
There is a 30 day waiting period required on accidental damage claims (including spills, liquid submersion and cracked screens) for new enrollees. Other damages from fire, flood, theft or vandalism no waiting period is required.
No. Your policy with NSSI covers perils that warranty coverage does not, such as theft, fire, flood and natural disasters. You may add Accidental Damage coverage. Warranty coverage protects from manufacturer defect and mechanical breakdown such as hard drive failure.
It is likely that your renewal/application information has not yet been processed. Due to the high volume of mail received during our busy season (June-October), mail processing may be delayed. This will never affect your coverage. A confirmation email will be sent immediately once the renewal/application is processed. (To bypass any delay, we always recommend renewing or applying for coverage via our website.)
YES! We are happy to say that after graduation, you can still extend coverage as long as premium is paid and there is no lapse in coverage, as a courtesy for students who have a current policy with us.
Most homeowner’s policies have many limitations on coverage outside of your home. The biggest difference is in the deductible. Your homeowner’s policy typically will have a deductible of $500-$2000. A policy with NSSI has a low deductible of $50 or $100. This allows you to claim less expensive items your student has at school. If you have specific questions about your homeowner’s policy in comparison to our policy, please feel free to take our brochure to your insurance agent and ask their advice. Every year hundreds of insurance agents recommend NSSI to their clients.