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National Student Services, Inc. College Student Property Insurance
Student Housing Partnerships
Student Damage Liability Program for Higher Education
Comprehensive Liability and Contents Coverage
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Protect Your Housing Assets
Eliminate the Financial Impact of Student-Caused Damage
Property damage is unavoidable in a college or university environment. Absorbing the cost doesn’t have to be.
Each academic year brings incidents such as:
- Kitchen fires from unattended stovetops or microwaves
- Water overflow damage from sinks, showers, or sprinkler activation
- Smoke damage from cooking disasters
- Fire sprinkler discharge
When students are uninsured or underinsured, housing departments are left managing:
- Unpaid damage invoices
- Collection disputes with students, families/parents
- Delayed reimbursement
- Administrative burden on staff
- Increase pressure on master policies
Partnering with NSSI has helped student risk and property management staff reduce risk and burden.
Protection Built for Students
Embedded Into Tuition or Housing Fees
Ensures consistent participation and eliminates uninsured exposure.
College-pay options available.
Streamlined Claims Handling
Reduces internal collections and simplifies recovery.
Property Damage Waiver Liability
$100,000 in Coverage
Protects the college or housing operator when a student causes damage to
the building.
Perils
- Fire & Smoke
- Explosion
- Water Damage
- Sewer Back-up
Housing Types
- Dorms & Apartments
- Townhomes & Condos
- Sorority & Fraternity Houses, etc.
Personal Contents Coverage
Up to $20,000 per Student
Protects the student’s belongings inside dorms or in on/off campus units.
Belongings
- Phones, Laptops, & Tablets
- Clothing, Linens, & Jewelry
- Televisions & Electronics
- Cameras & Gaming Systems
- Smartwatches
- Furniture
- Appliances
- Sports & Music Equipment
- Textbooks & Classroom Materials
Perils
- Power Surge by Lightning
- Fire
- Flood
- Natural Disasters
- Vandalism
- Theft
Benefits Included
- Comprehensive coverage with unlimited claims and low deductibles
- Renters insurance doesn’t cover floods - we do!
- Fully licensed U.S. agency with 50+ years experiance
- Backed by an A.M. Best "A" rated underwriter, a Fortune 1000 company
- Dedicated customer and claims support
