National Student Services, Inc. College Student Property Insurance

College Plus Insurance

Losses Covered
Cracked Screens
Spills & Liquid Submersion
Accidental Damage (Drops)
Theft & Vandalism
Fire, Flood & Natural Disasters
Power Surge by Lightning

shieldStudent Personal Property Insurance

College students may not realize how much they bring to campus. But it's probably more than they could comfortably afford to replace in property losses if a disaster happened.



iPhone /
Cell Phone

desktop and laptop


Desktop / Laptop



iPad / Tablet / eReader

TV, gaming system, Blu-ray player


TV, Game Consoles & Electronics

camera, smartwatch


Camera & Smartwatch

books and calculator


Classroom Materials




guitar and keyboard


Musical Instruments



Bike & Sports Equip.

purse, shoes, earrings


Clothing & Jewelry




Bookbag, headphones



Covers losses from common incidents we see on university and college campuses...

  • Clogged toilet and sinkClogged Bathroom
  • Kitchen fireKitchen Mishaps
  • Laptop and Bike TheftTheft

shieldNSSI is the shield from personal property risk every college student needs. NSSI can cover repairs or reimbursements, so students (or parents) aren't burdened with paying a lot out-of-pocket to recover from an unexpected incident.

College Student in Dorm with microwave fire and sprinkler

Unlimited Claims & Low Deductibles

Why pay for a protection plan that JUST covers your iPhone or Cell Phone? NSSI includes accidental damage for your essential electronic devices.

Coffee Spill on Laptop

Coffee Spills

Phone with Cracked Screen

Cracked Screens

iPad submerged in pool

Liquid Submersion

A 30-day waiting period is required on accidental damage claims for new enrollees.

Housing icon

Don't live in a dorm room? No problem.

Living in an off-campus apartment, at home, or even studying abroad... if you are a college student, you qualify. Our program is similar to the personal property coverage you would find in renters insurance or homeowners insurance plans.

Personal Property icon

You are careful with your stuff, but...

If your uninsured roommate or neighbor upstairs ruins your belongings (like from a fire or flood), you're stuff can be replaced with NSSI.

Personal Property icon

Peace of mind for parents.

Purchase personal property insurance on your kid's behalf. Send your kid to college with a little less worry with student personal property insurance coverage.

College Students in Dorm with Laptop, music keyboard, headphones and broken camera
5 Stars

"All your stuff is covered for the price of coverage on one!"
- Jeffrey Y.

5 Stars

"The claims process is very easy to go through and very organized..."
- Ilya V.

5 Stars

"Service is really good and helped my situation!"
- Leo C.


50+ Years
in Business


Trusted by 800+
Higher Education Institutions


"A" Rated A.M. Best, Fortune 1000 Underwriter


Fully Licensed in the United States


Dedicated Customer Support. Easy Policy Management.